Jewellery Purchase Plan

Save Today, Shine Tomorrow

Turn your monthly savings into beautiful gold jewellery. Join our Jewellery Purchase Plan and get exclusive bonus benefits on maturity.

Enroll Now View Plans

10,000+

Active Members

₹50Cr+

Gold Delivered

100%

Insured & Secure

₹1,000

Starting Monthly

How It Works

Simple steps to start your gold savings journey

1

Choose Your Plan

Select a plan that fits your budget - starting from ₹1,000/month

2

Pay Monthly

Pay fixed installments every month via Razorpay, UPI, or auto-debit

3

Gold Accumulates

Each payment converts to gold at the prevailing rate, stored securely

4

Redeem Jewellery

At maturity, redeem your accumulated gold for any jewellery piece

Choose Your Plan

Flexible plans for every budget

Monthly amounts range from ₹1,000 to ₹50,000. Choose any amount within this range.

Why Choose Our Plan?

Benefits that make saving rewarding

Gold Price Appreciation

Benefit from rising gold prices. Your savings grow as gold rates increase over time.

Fully Insured & Secure

Your gold is stored in insured vaults. Complete peace of mind with bank-grade security.

Bonus Installments

On 11-month plans, we pay the 12th installment as a bonus. More gold for your money.

Flexible Payment Options

Pay via Razorpay, UPI, cards, or auto-debit. Never miss a payment with reminders.

No Hidden Charges

Transparent pricing with no hidden fees. What you see is what you pay.

Lifetime Redemption

Redeem your gold anytime after maturity. No expiry on accumulated gold value.

Frequently Asked Questions

Everything you need to know about the Jewellery Purchase Plan

What is the Jewellery Purchase Plan?

It's a monthly savings plan where you pay fixed installments and accumulate gold at current market rates. At maturity, you can redeem the gold for any jewellery piece from our collection.

What happens if I miss a payment?

You have a grace period of 15 days to make the payment. After that, a late fee may apply. You can still continue the plan by making the pending payment.

Can I cancel my plan midway?

Yes, you can cancel anytime. You'll receive the total amount paid as a refund or store credit, but the bonus installment benefit will not apply for incomplete plans.

Is my gold insured?

Yes, all gold accumulated under the plan is fully insured and stored securely in our vaults.

Can I add a nominee?

Yes, you can add a nominee at the time of enrollment or anytime during the plan period. The nominee can claim the accumulated gold in case of unforeseen events.

How is the gold rate calculated?

The gold rate is based on the prevailing 22K gold rate on the date of each monthly payment. The weight of gold credited is calculated as: (Monthly Amount / Gold Rate on Payment Date).

Start Your Gold Savings Journey Today

Join thousands of happy customers who are turning their monthly savings into precious gold jewellery.

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